Fire Damage

Why Might My Fire & Smoke Damage Claim Be Denied?

  • Allegation of arson
  • Valuation differences
  • A violation in terms of the insurance policy conditions
  • Fraudulent accusations/charges

When a home or a business is damaged by fire, the devastation that remains after the blaze and water suppression efforts is sometimes only ash. Policyholders around the country who have experienced a fire loss know this is a devastating experience that can change your life in a just a few short minutes.

What to do if your property sustains Fire damage:

  • Document any damages to your property by taking clear photographs. Be sure to document any smoke damage, as this type can often be overlooked.
  • Consult with an independent adjuster or damage assessment expert to get a second opinion regarding whether you are dealing with a partial or total loss. Partial losses are often delayed, so it is important to determine what your case is in order to properly measure expectations.
  • Keep track of any receipts or expenses regarding home repairs.

Fire & Smoke Damage Claims

Our property damage lawyers understand the tumultuous aftershock that a fire can cause. Everything from clothing to appliances to irreplaceable memories all can be lost to fire damage. Having a valid insurance claim denied after the fact only deepens the wound left behind. A vast portion of FPJL’s attorneys focus exclusively on representing policyholders pursuing valid insurance claims, including claims for fire and smoke damage.