Hurricane Deductible

What is a Proof of Loss?

By Wesley J. Farrell, Esq.  After a loss, an insurance company will sometimes request that you complete and sign a form called a Proof of Loss. A proof of loss is a statement of the amount of money being requested in your insurance claim and it must be signed and notarized. A Proof of Loss is…

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Understanding Different Types of Homeowners Insurance Policies

By Jesmany Jomarron, Esq. Homeowners coverage provides financial protection against loss due to disasters, theft and accidents. Most standard policies include four essential types of coverage: Coverage for the structure of your home; Coverage for your personal belongings; Liability protection; and Coverage for Additional Living Expenses. Depending on your home and which insurer you choose,…

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¿Cuánto tiempo tiene una compañía de seguros para pagar una reclamación?

By Mario E. Lopez, Esq. El seguro de hogar ayuda pagar los arreglos o la reconstrucción necesarios para su casa y reemplazar su propiedad personal debido a una pérdida cubierta. Después de presentar una reclamación de seguro en Florida, probablemente sentirá una cantidad apreciada de alivio de inmediato. Todo debería volver a encaminarse y arreglarse a su debido tiempo,…

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Additional Living Expenses: What You Need to Know

By Wesley J. Farrell, Esq.  One of the most valuable portions of a residential insurance policy is often overlooked when an insured purchases the policy. Living Expense coverage provides compensation to you when you are unable to live in your dwelling or home due to an insured loss or claim, while your home is being repaired. Most…

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Deducible De Huracán En Florida : Lo Que Necesitas Saber

By Jesmany Jomarron, Esq.  El seguro contra huracanes en la Florida es una necesidad para los dueños de propiedades residenciales y comerciales. Es importante leer sus documentos de póliza con cuidado y comprender los diferentes tipos de cobertura incluidos, al igual que todos los deducibles que se apliquen. Sin embargo, al revisar una póliza en particular, podría ser difícil entender exactamente que esta cubierto…

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