ACV

By Ricky K. Patel, Esq. Insurance policy language, although required by many state laws to be "easy to understand," isn't always easy to understand. When is the last time you sat down to read your insurance policy from beginning to end? It’s important to remember that...

By Wesley J. Farrell, Esq.  One of the most valuable portions of a residential insurance policy is often overlooked when an insured purchases the policy. Living Expense coverage provides compensation to you when you are unable to live in your dwelling or home due to an insured...

By Jesmany Jomarrón, Esq. Actual Cash Value and Replacement Cost Value are important insurance concepts because they determine how much an insurance company will pay you for your property insurance claim. After your insurance company determines that an insurance policy provides coverage for a loss, the...