December 2018

In a 2017 study of deceased American football players by the Journal of the American Medical Association, chronic traumatic encephalopathy, or C.T.E. was diagnosed in 99 percent of former NFL players. Following the suicides of Junior Seau and Aaron Hernandez, the link between brain damage...

By Ricky K. Patel, Esq. The government shut down last week after Congress and the president failed to pass a new funding bill. The National Flood Insurance Program (NFIP) was among the federal programs affected by the shutdown. The National Flood Insurance Program (NFIP), administered by...

By Mario E. Lopez, Esq. El seguro de hogar ayuda pagar los arreglos o la reconstrucción necesarios para su casa y reemplazar su propiedad personal debido a una pérdida cubierta. Después de presentar una reclamación de seguro en Florida, probablemente sentirá una cantidad apreciada de alivio de inmediato. Todo debería...

By Wesley J. Farrell, Esq.  One of the most valuable portions of a residential insurance policy is often overlooked when an insured purchases the policy. Living Expense coverage provides compensation to you when you are unable to live in your dwelling or home due to an insured...

By Jesmany Jomarron, Esq.  Es importante leer sus documentos de póliza con cuidado y comprender los diferentes tipos de cobertura incluidos, al igual que todos los deducibles que se apliquen. Sin embargo, al revisar una póliza en particular, podría ser difícil entender exactamente que esta cubierto por la póliza y...

By Wesley J. Farrell, Esq. Property insurance policies impose responsibilities on an insured in the event of a loss. One of those responsibilities is to provide notice of the claim. The purpose of a policy’s notice provision is to allow the insurance company to evaluate its...

By Jesmany Jomarrón, Esq. Actual Cash Value and Replacement Cost Value are important insurance concepts because they determine how much an insurance company will pay you for your property insurance claim. After your insurance company determines that an insurance policy provides coverage for a loss, the...